1. Promotional period is from 20 June 2007 till 31 August 2007 (the "Promotional Period").
2. Applicant who does not holding valid Hello Kitty VISA Card and successfully applies Hello Kitty VISA, Hello Kitty VISA Gold and Hello Kitty VISA Platinum Principal Card during promotional period is entitled to 3 years annual fee wavier and other promotional benefits.
3. Hello Kitty 3D Memory Phone: It is applicable to the applicant who does not holding valid Hello Kitty VISA Card and successfully applies Hello Kitty VISA, Hello Kitty VISA Gold and Hello Kitty VISA Platinum Principal Card during promotional period. Cardholder has to accumulate a retail purchase or cash advance of HK$3,800 or above within first 3 months from the card issuance.
4. All gifts are applicable to Principal Cardholders only. The redemption letter regarding welcome gift will be sent to the eligible Principal Cardholder within 1 month upon fulfilling the spending requirement and the relevant Credit Card Account must be valid and in good conditions, otherwise Cardholder will not be entitled to the welcome gift.
5. Supplementary card’s spending or cash advance will be counted towards Principal Card Account, the accumulated spending amount include the retail purchase, cash advance, "Happy Installment", "Cash-in" Plan Installment amount, "Happy Tax" Installment Amount, balance transfer amount, credit card cheque amount, bill payment amount, Octopus AAVS amount, excluding bank handling fees (annual fees, late fees and cash advance handling fee), casino transaction, unposted / cancelled / refunded and all unauthorized transactions.
6. If cardholder cancelled the credit card account within 13 months of card issuance, the bank reserves the rights to charge a handling fee for the welcome gift (HK$300 for Hello Kitty 3D Memory Phone) without any prior notice.
7. The quantity of above welcome gift is on first come first serve basis while stock lasts. In the event that a gift item is out of stock, the Bank reserves the rights to substitute the welcome gift with another offer. All welcome gifts shall be redeemed with the original redemption letter within the designated redemption period, it will be invalid upon expired. The Bank does not warrant the quality and quantity of the products provided by the merchants. The Bank and the participating merchants reserve the final rights to amend these terms and conditions or terminate the promotion at any time without prior notice.
8. All matter and disputes will be subjected to the final decision of the Bank and participating merchants. The reference price of welcome gifts quoted at above is for reference only; the reference price is not determined by the Bank. The Bank is not liable for the discrepancy between the reference price and the actual selling price of the welcome gift in the market.
9. If applicant applies for more than one Hello Kitty VISA card during the promotional period, he / she will only be entitled to ONE welcome gift only.