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| Terms and Conditions: |
- Unless otherwise specified, the promotion period is valid from 3 January to 31 March 2011 ("Promotion Period").
- The minimum monthly average balance requirement of Dah Sing VIP Banking is HK$500,000 or above (including all deposits and/ or investments).
- HK$888 Lai See is only applicable to customers who newly open / upgrade to Dah Sing VIP Banking (New Customers) and enroll in 4 different designated services during the Promotion Period. New Customers refer to customers who are not of Dah Sing VIP Banking status during the period from 2 July to 31 December 2010 and join the Dah Sing VIP Banking during the Promotion Period. During the Promotion Period, New Customers enroll in 1 designated service will enjoy Lai See of HK$228; New Customers enroll in 2 designated services will enjoy Lai see of HK$448; New Customers enroll in 3 designated services will enjoy Lai see of HK$668; New Customers enroll in 4 designated services will enjoy Lai see of HK$888. The cap of each eligible New Customer or each newly opened / upgraded Dah Sing VIP i-Account is HK$888. Each New Customer and each newly opened / upgraded Dah Sing VIP i-Account is entitled to the Lai See for each designated service once only. The amount of Lai See will be based on the number of designated services that all the account holders have enrolled in for each Dah Sing VIP i-Account during the Promotion Period. The designated services include (i) successful application of designated life insurance plans and policies are approved on or before 30 April 2011 (”Life Insurance Service”), (ii) newly open of securities account (customers are required to have no sole-named or joint-named securities account during the period from 2 July to 31 December 2010) (”Securities Service”), (iii) use New Fund of HK$500,000 or above to set up a designated HKD Fixed Deposit for at least 3 months(”Fixed Deposit Service”), (iv) successful application of residential mortgage loan with drawdown date on or before 30 April 2011 (”Mortgage Service”) and (v) successful subscription of designated investment products(”Investment Service”). Except the designated service (i) which relates to the application of life insurance plans, the account holders who enroll in other designated services are required to be identically the same as all the account holders of the Dah Sing VIP i-Account. For further details of the designated services, please refer to relevant promotion leaflets or contact the customer service officers of Dah Sing Bank. For other New Customers who do not enroll in any of the above designated services and the Dah Sing VIP i-Account is not entitled to any Lai See mentioned above, HK$100 Lai See will be offered if the account balance reaches HK$300,000 or above as of 31 March 2011. All the Lai See will be credited into eligible customers’ Dah Sing VIP i-Accounts on or before 31 May 2011. Customers are required to maintain the effective Dah Sing VIP i-Account at the time the Lai See is credited. New funds are defined as fund newly deposited at the Bank, using a cheque drawn on other bank, inward CHATS or T/T in HKD during the Promotion Period and exclude fund transfer from the existing Dah Sing Bank account. In case of any disputes in relation to the definition of New Funds, the decision of Dah Sing Bank shall be final.
- During the Promotion Period, New Customers who complete the Risk Assessment through branches or e-banking successfully will be entitled to 8 issues of iMoney (ref. price HK$160). Dah Sing bank will inform the eligible customers to collect the redemption coupons of iMoney on or before 31 May 2011. Customers need to present the redemption coupon of iMoney upon collection at specific location. Each eligible customer is entitled to a maximum of 8 issues of iMoney during the Promotion Period.
- During the Promotion Period, New Customers who join Dah Sing VIP Banking with HK$500,000 or above will enjoy a <MSL> Health & Weight Assessment (ref. price HK$180). The Assessment includes measurements of height, weight, frame size, fat percentage, blood pressure, urine sugar, urine protein, health analysis and comment on daily diet. Advanced phone booking for <MSL>Health & Weight Assessment for Adult is needed. Customers are required to present the redemption letter to enjoy the offer which is subject to the terms and conditions listed on the redemption letter. This offer cannot be used in conjunction with other offers of <MSL>. If there are any disputes, the decision of Dah Sing Bank and <MSL> shall be conclusive. <MSL> Branch Address and Enquiry Hotline: Causeway Bay: Unit 4A, 13/F., East Point Centre, 555 Hennessy Road, Causeway Bay Tel: 2890-2798 | Central: Unit 05, 16/F, China Insurance Group Building, 141, Des Voeux Road, Central Tel: 2526-0888 | Mong Kok: Rm 1903, Park-In Commercial Centre, 56 Dundas Street, Mong Kok Tel: 2384-1113 | Shatin: Unit 611, New Town Tower, Shatin Tel: 2607-2298 | Tsuen Wan: Rm 1608, Nan Fung Centre, 264-298 Castle Peak Rd, Tsuen Wan Tel: 2405-2339 | Room 2204, Yuen Long Trade Centre, 99-109 Castle Peak Road Light Rail Tai Tong Road Station Tel: 2478-8884 | www.mslhk.com
- During the Promotion Period, new customers who join Dah Sing VIP Banking with HK$500,000 or above will be offered with Red Packets and Chinese New Year House Decoration. Both Red Packets and Chinese New Year House Decoration are available while stocks last.
- This offer is only applicable to Dah Sing VIP Banking customers who enroll in selected life insurance plans successfully with the first 3 months premium paid and the annual premium meets the specified requirement during the Promotion Period. Dah Sing Life Assurance Company Limited (“Dah Sing Life”) is the underwriter of the insurance plans. Dah Sing Bank is an insurance agent authorized by Dah Sing Life. For details and terms and conditions of the life insurance promotion, please refer to the relevant promotional leaflets or contact the customer service officers of Dah Sing Bank.
- For the details and terms and conditions of the offer, please refer to relevant leaflets or contact the customer services officers of Dah Sing Bank. The interest rate for subsequent fixed deposit renewals will be based on the prevailing interest rate offered by Dah Sing Bank.
- During the Promotion Period, customers who subscribe for investment funds in a single order with the amount equivalent to HK$500,000 or above can enjoy a flat subscription fee of 2%. For investment funds subscription amount between HK$100,000 to below HK$500,000 or equivalent, a flat subscription fee of 2.5% applies. For investment funds subscription amount below HK$100,000 or equivalent, a flat subscription fee of 3% applies.
- The Securities Brokerage Fee Waiver Offer (the "Offer") is applicable to customers who join Dah Sing VIP Banking and, at the same time, open new securities accounts during the period from 3 January to 28 February 2011. The Offer is applicable to customers in the first one month of the securities account upon opening starting from the account opening date to the last day of the first month (both dates inclusive). The offer is only applicable to trades conducted via Dah Sing Bank i-Securities online platform or Branch Securities Centres. Trades conducted via other channels are not eligible to this offer. There is no limit on the number of trades and the accumulated transaction amount. Customers can enjoy the offers for trades via both i-Securities online platform and Branch Securities Centers and are required to pay the brokerage fees upfront at the standard rate (0.25% of transaction amount, minimum HK$100). The waived brokerage amount will be reimbursed to customers' settlement accounts in form of cash rebates within 2 months after the end of the Promotion Period. Customers must maintain the relevant securities accounts, settlement accounts and the Dah Sing VIP Banking status at the time of reimbursement for such rebates. For the details and terms and conditions of the Securities Brokerage Fee Waiver Offer, please refer to relevant promotional leaflets or contact the customer service officers of Dah Sing Bank.
- During the Promotion Period, Dah Sing Bank VIP customers can enjoy 40% premium discount on successful enrollment in TravelSure Travel Insurance Plan (“TravelSure”) and 25% discount on the first year premium on successful enrollment in HomeSure Household Insurance Plan (“HomeSure”) or MaidSure Domestic Helper Insurance Plan (“MaidSure”). This offer is applicable to customers who successfully enroll in TravelSure, HomeSure or MaidsSure which is underwritten by Dah Sing Insurance Company Limited (“Dah sing Insurance”) through Dah Sing Bank’s branches or call centre. For the policy terms and conditions, please refer to the relevant policies, or contact the customer services officers of Dah Sing Bank. Customers who are currently holding or have cancelled any annual travel insurance plan, household insurance plan or domestic helper insurance plan of Dah Sing Insurance within the past 3 months will not be entitled to this offer. Dah Sing Bank is an insurance agent authorized by Dah Sing Insurance.
- During the Promotion Period, Dah Sing Bank VIP Banking customers who successfully apply for and withdraw a mortgage loan size of HK$1,000,000 or above can enjoy extra up to 0.1% cash rebate. The maximum cash rebate is 1% of the 70% of the property price or the valuation, whichever is lower. This offer is only applicable to residential mortgage and mortgage plans for self-use, excluding mortgage plans of properties under government subsidy, industrial or commercial properties and car park. For details and terms of conditions of mortgage loan, please contact the customer service officers of Dah Sing Bank.
- If customer ceases to be a VIP Banking customer, Dah Sing Bank shall reserve the right to charge the annual fee to the Dah Sing VIP Banking Platinum Card without prior notice (Annual fee is HK$1,500 for each Dah Sing VIP Banking Platinum Card Principal Card and HK$750 for each Supplementary Card). Principal cardholders who successfully applied for Dah Sing VIP Banking Platinum Card are entitled to HK$100 Free Spending Credit (“Welcome gift”). Each principal card applicant can only apply one Dah Sing VIP Banking Platinum Card and is entitled to the welcome gift ONCE only. Upon successful application, the HK$100 Free Spending Credit will be credited into the Principal Cardholder's account within 6-8 weeks, the free spending credit can be used for credit card purchase only (It cannot be converted into cash or withdrawn as cash advance and are not transferable). The Principal Cardholder's account must be valid and in good standing at the time of notification letter issuance. HK$100 Free Spending Credit is only applicable to cardholders who did not hold/cancel any Dah Sing VIP Banking Platinum Card in the past 12 months. If Cardholder cancels his/her new Dah Sing VIP Banking Platinum Card Principal Card within 13 months from card-issuance date, Dah Sing Bank reserves the right to debit a handing fee of HK$300 to the relevant principal card account without prior notice.
- The above offers cannot be used in conjunction with other offers of relevant services provided by Dah Sing Bank/Dah Sing Life/Dah Sing Insurance.
- The photos and the reference price of the gifts are provided by the relevant service providers and for reference only. Cash coupon/gifts are available while the stock lasts. If the cash coupon/gifts are out of stock, Dah Sing Bank/Dah Sing Life/Dah Sing Insurance reserve the right to offer an alternative gift with similar value as replacement. The above offers cannot be exchanged for cash. Dah Sing Bank/ Dah Sing Life/Dah Sing Insurance will not be held liable for the quality of the goods and services provided by the merchants. Please contact the relevant merchants for such kind of enquires or complaints.
- Dah Sing Bank/Dah Sing Life/Dah Sing Insurance reserves the right to terminate and amend the offers and the relevant terms and conditions without prior notice. If there are any disputes, the decision of Dah Sing Bank/Dah Sing Life/Dah Sing Insurance shall be final and conclusive.
- The above offers are not applicable to the staff of Dah Sing Financial Group and its affiliates.
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| Risk Disclosure Statement and Important Note |
- Investment Service
Investment involves risks. Past performance is not indicative of future performance. This document does not constitute any offer, invitation or recommendation to any person to enter into any investment transaction.
- Investment Fund Service
Investment involves risks. The price of funds fluctuates, sometimes dramatically. The price of fund may move up or down and may become valueless. Losses may be incurred as well as profits made as a result of buying and selling funds. Past performance is no guide to future performance. Before making any investment decision, investors should consider their investment experience, objectives and risk tolerance level and read carefully the terms and conditions and the risk factors contained in the relevant offering documents. If investors are in doubt about the nature of or the risks associated with this investment product, investors should obtain any necessary and appropriate professional advice before investing. This document does not constitute any offer, invitation or recommendation to any person to enter into any transaction, nor does it constitute any prediction of likely future movements in fund prices.
- Securities Service
Investment involves risks. The price of securities fluctuates, sometimes dramatically. The price of securities may move up or down and may become valueless. Losses may be incurred as well as profits made as a result of buying and selling securities. Customers should carefully consider whether the investment products or services mentioned herein are appropriate for them in view of their investment experience, objectives and risk tolerance level, and read the terms and conditions of relevant Securities Services before making any investment decision. This document does not constitute any offer, invitation or recommendation to any person to enter into any securities transaction, nor does it constitute any prediction of likely future movements in prices of any securities.
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Important Note: This is an investment product. This investment decision is yours but you should not invest in this product unless Dah Sing Bank has explained to you that this product is suitable for you having regard to your financial situation, investment experience and investment objectives. |
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| In case of any discrepancies between the English and Chinese versions of these Terms and Conditions, the English version shall prevail. |
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