Dah Sing Bank, Limited - Dah Sing Bank, Limited
General Terms & Conditions
1. Exchange rates and interest rates are subject to review according to changes in market conditions from time to time. Dah Sing Bank Limited ("the Bank") reserves the right to change the above exchange rate and interest rate offers at any time. Before making the relevant transaction, please check with our branch staff for the effective rates applicable to the transaction.
2. The Bank reserves the right to suspend, revise or terminate the above offers and to amend the terms and conditions thereof at any time without prior notice. In case of any disputes, the decision of the Bank shall be final.
3. This service/product is not targeted at customers in the European Union.
4. The English version of these Terms and Conditions shall prevail whenever there is any discrepancy between the English and Chinese versions.
 
Terms & Condition of the Foreign Exchange Preferential Offer
5. The Promotion Period starts from 6 Dec 2018 to 14 Dec 2018, both dates are inclusive ("the Promotion Period").
6. The Preferential Foreign Exchange Offer is applicable to customers who convert HK$100,000 or above into the designated foreign currencies via any of our branches during the Promotion Period, details as follows :

  Pips Discount 
AUD Board Rate - 30pips 
EUR Board Rate - 40pips 
Note: The above exchange rate preferential offers are only applicable to the conversion of HKD into the above designated foreign currencies based on the prevailing board rate, and not applicable to the conversion of the same foreign currency into HKD or the conversion between foreign currencies. Should you wish to convert the foreign currency into HKD, please check with our branch staff for the relevant exchange rate.
7. The Foreign Exchange Preferential Offer is NOT applicable to note exchange.
 
Terms & Condition of the Preferential Foreign Currency Fixed Deposit Interest Rate Offers
8. For the promotion period, details and the relevant terms and conditions of the Preferential Foreign Currency Fixed Deposit Interest Rate Offers, please contact our staffs for details.
 
Risk Disclosure
Foreign Currency Trading
Investment involves risks. Foreign currency investments are subject to exchange rate fluctuation which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that the customer converts the foreign currency into Hong Kong dollar or other foreign currencies. Foreign currency rates of exchange may adversely affect the value, price or income of any security or related investment mentioned in this document. This document does not purport to identify all the risks that may be involved in the product or investments referred to in this document. Before making investment decision, investors should read and understand the offering documents of such products, including but not restricted on the risk disclosure statement and health warning.

Foreign Currency Exchange Risk Disclosure
Fluctuations in the exchange rates of foreign currencies may result in gains or losses in the case where the customer converts foreign currency to HK Dollars upon maturity of the fixed deposit.

Currency Risk Disclosure
Exchange of RMB to HKD or other currencies is subject to currency exchange rate fluctuation. Customers should bear the risk of RMB exchange rate fluctuations which may cause profit or loss if customer chooses to convert RMB to HKD or other currencies. RMB is currently subject to exchange controls imposed by the PRC government, the exchange rate may be easily affected by change in government policies.