Features


Tool

Eligibility

You must hold a Dah Sing Credit Card

You must make the application at least 5 working days before
the payment due date printed on the monthly statement where
the transactions were shown.

Applicable to transactions of HKD3,000 (or same value foreign currency transactions) or more.

Transactions can be combined, and the amount for each single combined transaction should not be less than HKD300.

"Happy Installment" Plan subject to relevant terms and conditions. For details, please click here.

#Terms and conditions of 0 Handling Fee Offer for "Happy Installment" Plan, please click here.

Remarks
  1. For details of the personalised monthly handling fees and its relevant annualised percentage rate (APR), please refer to online application form or call the Enquiry Hotline 2828 8166. APR is calculated using method specified in relevant guidelines issued by The Hong Kong Association of Banks, and is rounded up or down to the nearest two decimal places. An APR is a reference rate which includes the monthly handling fee and other applicable fees and charges of a product expressed as an annualised rate.
  2. "Happy Installment" Plan is applicable to transactions of HKD3,000 (or same value foreign currency transactions) or above and transactions can be combined (Amount for each single combined transaction should not be less than HKD300).
  3. All combined transactions must be made under the same credit card account. The Applicant has to make the Application at least 5 working days before the payment due date printed on the monthly statement which the Transactions were shown (applicable to transaction(s) made within recent 2 months only).
  4. The Bank may reject any Application at its sole and absolute discretion and without giving any reason therefor.

To borrow or not to borrow? Borrow only if you can repay!

This service / product is not targeted at customers in the EU.

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