HomeSure Household Insurance Plan is a general insurance plan. It is underwritten by Dah Sing Insurance Company (1976) Limited ("Dah Sing Insurance") and distributed by Dah Sing Bank, Limited("Dah Sing Bank").



Applicable for the residential property up to 2,000 sq. ft. (Gross Floor Area) and property aged no greater than 30 years only.
If the resdential property to be insured does not fulfill the above conditions, please contact Dah Sing Insurance for more information

For more details, please refer to Product Brochure and Provision. The pages of product brochure and provision are redirected webpages administered by Dah Sing Insurance.

Important Notes

HomeSure Household Insurance Plan is a general insurance product which is underwritten by Dah Sing Insurance Company (1976) Limited ("Dah Sing Insurance."). Dah Sing Insurance is a member of the Dah Sing Financial Group and is authorised and regulated by the Insurance Authority. Dah Sing Bank, Limited ("Dah Sing Bank"), registered as a licensed insurance agency, is the authorized licensed insurance agency of Dah Sing Insurance. The relevant general insurance product is a product of Dah Sing Insurance but not Dah Sing Bank.

Information on this website is for reference only and is intended to be published in Hong Kong only. It shall not be construed as an offer, solicitation or recommendation to provide or sell or a solicitation to purchase any general insurance products of Dah Sing Insurance outside Hong Kong. Information on this website is intended as a general summary only but does not mention the coverage, exclusions, content nor terms and conditions of the relevant general insurance product in details. Customers should read, fully understand and accept the terms and conditions, coverage, exclusions and premium stated in the product brochure and policy provision before applying for any general insurance plan. Dah Sing Insurance is solely responsible for all coverage and compensation, and reserves the right of final approval of the relevant insurance plan.

In respect of an eligible dispute (as defined in the Terms of Reference for Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Dah Sing Bank and the customer out of the selling process or processing of the related transaction, Dah Sing Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be directly resolved between Dah Sing Insurance and the customer.

  1. The promotion period of JourneySure / HomeSure / MaidSure is from now to 31 Dec 2021 (both dates inclusive) (the"Promotion Period").
  2. During the promotion period, customers will get up to 20% of first year of premium discount for enrolling JourneySure / HomeSure / MaidSure via the following channels:
    a. Dah Sing Branches;
    b. Dah Sing Bank Customer Service Hotline.
  3. This offer is not applicable to customers who are currently holding or have cancelled any annual policy of travel insurance plan (for the same insured person), home insurance plan (for the same insured property), any domestic helper insurance plan or any policy of hospital cash insurance plan (for the same insured person) underwritten by Dah Sing Insurance within the past 3 months from the date of any new application.
  4. Dah Sing Insurance reserves the right of the final approval of the enrolment of the JourneySure, HomeSure and MaidSure.
  5. Dah Sing Bank and Dah Sing Insurance reserve the right to terminate or amend the above offer without prior notice to customers. Should there be any dispute, the decision of Dah Sing Bank and Dah Sing Insurance should be final.
  6. The above information is only a summary for easy reference rather than the details of the plan coverage. Please contact Dah Sing Insurance (Enquiry hotline: 2808 5000) for detailed plan coverage, eligibility for enrolment and exclusions. Customers can also request a copy of the policy terms and conditions from Dah Sing Insurance for details.
  7. In case of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.
  8. This service / product is not targeted at customers in the EU.

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