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Offers

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Eligibility

For offer details, please refer to the relevant terms and conditions

For more details, please refer to Product Brochure and Provision.

Important Notes

Dah Sing Bank, registered as a licensed insurance agency (Insurance Intermediary License No: FA3022), is the authorized licensed insurance agency of Sun Life and distributes the insurance products for Sun Life. The life insurance products distributed by Dah Sing Bank are underwritten by Sun Life and are products of SunLife but not Dah Sing Bank. Life insurance products are not bank deposits nor bank saving plans with free life insurance coverage.

The information on this webpage is for reference only and does not contain the full terms of the relevant products. It is intended to be published in Hong Kong only. It shall not be construed as an offer, solicitation or recommendation to provide or sell or a solicitation to purchase any insurance plans. Customers should choose relevant insurance product according to their own or actual needs and their financial affordability. Customers should read, fully understand and accept the terms and conditions, policy coverage, policy exclusions, premium, key product risks, important notes, policy dividends (if applicable), investment policy (if applicable), etc. stated in the relevant documents and policy contract before applying for any life insurance plans. Sun Life is solely responsible for all coverage and compensation, and reserves the right of final approval of the relevant insurance plan. Policyholders are subject to the credit risk of Sun Life.

In respect of an eligible dispute (as defined in the Terms of Reference for Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Dah Sing Bank and the customer out of the selling process or processing of the related transaction, Dah Sing Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer.

The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.

  1. 2024 Q3 Client Campaign includes (1) WeHealth Prestige Client Offers, (2) Stellar Multi-Currency Client Offers, (3) Victory Client Offer and (4) Vision (2-Pay) Client Offer and (5) SunProtect and SunGuardian Client Offer (each an "Offer", collectively the "Offers"). For details, please refer to Terms and Conditions of 2024 Q3 Client Campaign.
  2. The promotion period of this Offer is from Jul 1, 2024 to Sep 30, 2024, both days inclusive ("Promotion Period") unless specified in the terms and conditions.
  3. To be eligible to the Offers, the policy owner must apply for the selected products during the Promotional Period. Upon Sun Life's issue of a policy for the products applied for ("eligible policy"), the policy owner must keep and maintain the eligible policy(ies) in force and pay all premiums towards the relevant policy(ies) when due in order to enjoy any premium rebate under the Offers (collectively as "Premium Rebate(s)"). Sun Life will credit the relevant Premium Rebate(s) to the policy account (please refer to the relevant clause below) which has no premium outstanding. A letter will be sent to the policy owner upon completion of issuing the relevant Premium Rebate(s).
  4. Sun Life Hong Kong Limited ("Sun Life") reserves the right to vary the method of issuing the relevant Premium Rebate(s) at any time without prior notice.
  5. In case the policy owner requests to cancel the eligible policy during the cooling-off period, subject to the then prevailing administrative rules, the actual premium paid by the policy owner will be used to calculate the amount of premium refund.
  6. The exchange rate of USD1 to HKD7.8 is used for these Offer(s), where applicable.
  7. For any policy change made by policy owner(s) on or before Feb 28, 2025, the amount of relevant Premium Rebate(s) will be adjusted accordingly.
  8. Unless specified in the terms and conditions, the amount of relevant Premium Rebate(s) will be credited to the policy account of eligible policy on or before Mar 31, 2025 for future premium payment.
  9. The relevant Premium Rebate(s) will be rounded to the nearest US Dollar or Hong Kong Dollar according to policy currency and the relevant Premium Rebates cannot be transferred or redeemed for cash.
  10. The Offers are not applicable to policy owners who have submitted any application of any relevant policies before the Promotion Period but withdrew the application or terminated the issued policy during the Promotion Period and reapplied for the same product withdrawn or terminated.
  11. The Offers cannot be used in conjunction with any other campaign(s) for the same product or including the same product offered by Sun Life.
  12. Sun Life reserves the right to vary, suspend or cancel any of these Offers and amend the terms and conditions at any time without prior notice. In the event of any disputes, the decision of Sun Life will be final and conclusive.

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