Receive APR ranging from 4.70%-48%, with a repayment tenor ranging from 12 - 72 months.
For example: assume the loan amount is HKD1,000,000, with a 72-month tenor and 0.11% monthly flat rate, APR including the loan handling fee of 1.1% p.a and the HKD2,888 cash rebate is 4.73%, the total interest is HKD84,488 and your total repayment amount is HKD1,150,488.
APR is calculated according to the guidelines issued in respect of the Code of Banking Practice and is rounded to the nearest two decimal places and may vary for individual customers. Customers should refer to the loan confirmation letter for the relevant information. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.
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Depending on actual data transmission speeds, the whole application process (including approval) may take approximately 15 minutes.
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