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| Terms & Conditions |
| Remarks: |
| I. |
To enjoy the offers, Cardholder must present Dah Sing credit card upon purchase and settle the payment with the card. For details, please refer to the year-round offer leaflet, which will be sent with the card to cardholder. Dah Sing Bank will not be responsible for the quality of products and service. The supplier will be solely responsible for the quality of product and service.
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| II. |
Bonus Point Scheme -- Every HK$1 you spent with your credit card will earn you one Bonus Point. Bonus Spending includes retail transactions and Octopus AAVS amount only, excluding cash advance, “Jetso Installment” amount, “Cash-in Plan” monthly installment amount, Balance Transfer amount, Bill payment amount, tax payment, Interest-free Installment transactions and Octopus Automatic Add-Value amount, bank handling fees (annual fees, financial charges, late fees and cash advance handling fee) , casino transactions, unpost/cancelled/refunded and all unauthorized transactions. |
| III. |
A Minimum of 12,000 bonus points are required for each conversion from bonus point to mileage and it must be converted in the multiple of 1,000 mileage (12 Bonus Points = 1 mileage). Handling fee will be waived for mileage redeemed on or before December 31, 2008. |
| IV. |
Please refer to the promotional leaflet for details. |
| V. |
"Cash-in Plan": This plan is only applicable to Principal Cardholder (excluding Supplementary Cardholder). No Bonus Point or Cash Rebate will be awarded for this Plan. A handling fee of the installment amount will be charged. Please refer to the promotional leaflet for the updated handling fee. “Cash-in Plan” is applicable to Hong Kong personal bank accounts only, not applicable to joint accounts. |
| VI. |
"Jetso Installment” is only applicable to transaction(s) (combined transactions apply) valued at HK$800 (or its equivalent) or above. All combined transactions must be made under the same Card account. Cardholder needs to apply within 10 days before payment due date and keep the related sales slip(s) for proof. The Bank has the right to accept or reject an installment plan application without the need to provide reasons. In case of any dispute, the decision of Dah Sing Bank shall be final. This installment plan shall be subject to the terms and conditions of "Jetso Installment" and the related terms and conditions can be downloaded by clicking here or call 2828 8168. |
| VIII. |
Handling fee for e-banking bill payment via Dah Sing Credit Card is 1%(applicable to pre-registration merchants only). For the information of payment merchant list, please click here. |
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| The annual interest rates of retail transactions and cash advance are 24% and 30% respectively. According to the Net Present Value (NPV) Method specified in the Code of Banking Practice, the Annualized Percentage Rates ("APR") of retail transactions and cash advance are 25.84% and 36.09% respectively. Dah Sing Bank reserves the right to make the final decision on the approval of credit card and “Cash-in Plan" applications.
In case of any discrepancy between English and Chinese versions, the English version shall prevail.
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