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Dah Sing Investment Fund Savings Plan
Combines Savings and Investment for Building
your Wealth over time
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Dah Sing Investment Fund Savings Plan offers you a long term capital
appreciation solution. With a monthly contribution at a fixed amount,
you can enjoy wealth accumulation as well as potential gain on investment
over time.
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No need to Time the Market ups and downs
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With Dah Sing Investment Fund Savings
Plan, you can regularly contribute a fixed amount into the market
and benefit from the "Dollar-Cost Averaging"
effect. When the market goes down and the fund price is low, you
can buy more units; on the contrary; you will buy fewer when the
price is high. In the long run, you may benefit from a lower average
cost for the same number of units.
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Example of "Dollar-Cost Averaging"
effect |
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Month
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Monthly Contribution Amount
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Unit Price
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No. of Units purchased
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Jan
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HK$1,500
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HK$29
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51.72
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Feb
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HK$1,500
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HK$23
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65.22
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Mar
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HK$1,500
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HK$32
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46.88
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Apr
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HK$1,500
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HK$26
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57.69
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May
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HK$1,500
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HK$33
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45.45
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Jun
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HK$1,500
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HK$31
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48.39
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Total no. of units purchased
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315.35
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Average price*
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HK$29.00
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Average**
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HK$28.54
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You contribute HK$1,500 monthly over six
months, given the purchased prices range from HK$23 to HK$33.
Results indicated that average cost is HK$28.54 only, which is
relatively lower than the average price at HK$29. This illustrates
how you can take advantage of "Dollar-Cost Averaging"
effect.
*Average price = Sum of unit prices /
Purchase frequency
**Average cost = Total investment amount / Total no. of unit purchased
The above example is for illustrative
purpose only and not indicative of actual situation.
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Low Investment Amount |
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To attain your goal, simply start the Investment Fund Savings
Plan today with an initial subscription of HK$3,000 and
a minimum monthly contribution of HK$1,500 only.
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Design your Plan from a Variety Fund Choices
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With hundreds of fund choices, you can
design your own portfolio according to your investment needs and
objectives. |
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Flexible Investment Plan |
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You can experience the highest flexibility
with Dah Sing "Investment Fund Savings Plan". There is
no minimum investment period and you can also change fund choice,
adjust contribution amount and redeem unit whenever you like with
no handling fee. |
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Convenient Payment Option |
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Payment can be settled by auto-pay or Dah Sing
Credit Card, in which you may enjoy an interest-free repayment
period of up to 50 days. All your transaction records and your
current portfolio holdings will be clearly shown on the Investment
Fund Monthly Statement for your easy reference. To help you know
more about your investments, fund fact sheet and market review are
always available at your branches. |
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Details of the Investment Fund Savings
Plan: |
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| Minimum initial investment |
HK$3,000 |
| Minimum monthly contribution |
HK$1,500 |
| Minimum investment
period |
No |
| Change of contribution amount |
Free of charge |
| Change of fund choice |
Free of charge |
| Direct debit date |
5th of
the month |
| Investment date |
5 business
days after direct debit |
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Join the Plan Now and Attain Your Goals |
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To reach your goal, open a Dah Sing Investment Fund Savings Account
at any of Dah Sing branches now.
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Investments involve risk, price of investment funds
can go up as well as down. Customers are required to read thoroughly the
related prospectus before making decision. The above information is for
reference purpose only, which constitute neither invitation nor solicitation
to buy or sell any fund. |
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For more information, please call 2828 8000
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