- Promotion Period is valid from now to 31 December, 2014 ("Promotion Period"). Welcome Gift is only applicable to brand new cardholders (i.e. did not hold/cancel any Principal or Supplementary Credit Card issued by Dah Sing Bank, Limited ("The Bank") in the past 12 months) who successfully applied for Dah Sing ONE+ Credit Card within the Promotion Period ("Eligible Cardholder"). Each new Principal Eligible Cardholder can have only ONE Welcome Gift regardless of the number of Principal Card applied.
- Eligible Cardholder is entitled to welcome gift "Up To 5% Money Back" (including "1% basic Money Back "(Please refer to "Money Back" Scheme in General Terms and Conditions) and "Extra 4% Money Back", 5% Money Back in total) for the "Eligible Spending" made within the first 3 months from card issuance ("Spending period").
- "Eligible spending" for "Extra 4% Money Back" includes retail purchase, cash advance, "Happy Installment" installment amount, Cash-in Plan installment amount, Branch Cash-in installment amount, autopay, recurring billing transactions, balance transfer amount posted, Stocks Investment Savings Plan, "Payeasy" bill payment amount, "Jet Payment" payment amount, interest-free monthly installment amount, gift redemption fee (if applicable), cheque payment (if applicable), Octopus Automatic Add Value Service amount. But excluding the following transactions, including but not limited to bank handling fee (including but not limited to annual fee, financial charge, late fee and cash advance handling fee etc), casino transactions, unposted / cancelled / refunded and all unauthorized transactions. Retail purchase and cash advance of Supplementary Card will be combined to the Principal Card account. The Bank reserves the final decision for determining the eligibility of the transaction to be included in the welcome gift.
- Each Eligible Cardholder can earn a maximum of HK$300 for "Extra 4% Money Back" in the spending period.
- "Extra 4% Money Back" will be credited to the Eligible Cardholder’s Principal Card account within 60 days after the spending period in form of credit card free spending credit and will be shown on the monthly statement. The relevant Credit Card account must be valid and in good standing status at the time of cash rebate credit. Credit card free spending credit will be used for payment of new transaction items, it is not transferable, refundable or cannot be exchanged for cash.
- The Bank will determine the eligibility of Eligible Cardholder for entitlement of Money Back based on the Eligible Cardholders' transaction records held with the Bank.
- Gift choice cannot be changed once confirmed.
- Eligible Cardholders are required to keep all relevant original sales slips. In case of any disputes, the Bank reserves the right to request Eligible Cardholders to submit the relevant original sales slips for inspection. All sales slips submitted to the Bank will not be returned.
- If Principal Eligible Cardholder cancels his/her new Credit Card within 13 months from card-issuance date, the Bank reserves the right to debit a handling fee of HK$300 to the relevant Principal Card account without prior notice.
- The Bank reserves the right to amend these terms and conditions or cancel the offer at any time without prior notice.
- All matters and disputes will be subject to the final decision of the Bank.
- In case of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.