大新銀行
 
Terms & Conditions:
  1. Dah Sing Bank, Limited (the "Bank") reserves the right to request any related documents from customers.
  2. For a loan amount of HKD1,000,000 with a loan tenor of 12 months at a monthly flat rate of 0.3%, the Annualised Percentage Rate ("APR") is 7.79%. The APR so calculated has comprised 0.5% of the loan amount as a handling fee, and is calculated using the Net Present Value Method pursuant to the Code of Banking Practice. This example is for illustration only and applicable to individual customers. The APR may be varied according to the loan amount, loan tenor, monthly flat rate and handling fee. For details, please contact the sales manager when completing the application.
  3. Terms and Conditions related to the promotion of Samsung GALAXY S5 LTE:
    • Any company customer who submits an application to the Bank for the SME Express Money Installment Loan during the period between 2 July and 31 December 2014 (both dates inclusive) ("Promotion Period"), has the application successfully approved on or before 31 January 2015 and has drawn the loan (which must be in a loan amount of HKD1,000,000 or above with a loan tenor of 36 months or above) from the 328 Business Account ("Eligible Customer") will receive a free Samsung GALAXY S5 LTE in white color ("Gift").
    • The Bank shall arrange Gift delivery within 30 days after the drawdown. The delivery address shall be the Eligible Customer's company address record in Hong Kong as maintained with the Bank.
    • The delivery time shall be 9am-6pm from Mondays to Fridays and 9am-1pm on Saturdays, except Sundays and public holidays. Delivery locations shall not cover outlying islands, Ma Wan, Tung Chung and Discovery Bay, as well as any locations inaccessible by lift.
    • At the time of Gift delivery, the repayment records for the loan shall be good (no records of delay / default in repayment), and the 328 Business Account shall remain valid.
    • The Gift may not be exchanged for cash or any discount. The reference retail price of the Gift was provided by the Gift supplier. Prices shall be subject to change without prior notice. The Bank shall not be responsible for any difference between the reference retail price of the Gift and the actual retail price of it in the market.
    • All products, services and information related to this promotion shall be directly sold and supplied to customers by the Gift supplier. As a result thereof, the Gift supplier and / or the Gift manufacturer shall be solely responsible for all related obligations and liabilities. All photos shown are for reference only.
    • The Gift is available while stocks last. The Bank reserves the right to replace the Gift with other gifts without prior notice.
    • Unless otherwise specified, this promotion may not be used in conjunction with other offers, including but not limited to interest and / or handling fee offers. For details, please contact your sales manager.
    • Each company may only receive one Gift under this promotion.
    • The Bank reserves the right to request any related documents from customers.
    • The Bank reserves the right to amend or terminate this promotion at any time and to amend the terms and conditions in relation thereto from time to time.
The Bank may, at its absolute discretion, reject any application or approve a facility amount lower than the amount applied for, and reserves the right to revise the loan amount, interest rate, fees and charges and other terms and conditions from time to time without having to give any reasons. The final approved facility amount, interest rate, fees and charges and other terms and conditions shall be those as set out in the relevant loan documents to be accepted and signed by customers. The Bank reserves the right of final approval. In case of any dispute, the Bank reserves the right of final decision. In case of any discrepancy between the English and the Chinese versions, the English version shall prevail.