中文   Remarks： * Promotion Period is valid until 31 March 2017. ^ HK$1,700 in Other Rewards includes up to HK$600 in 360 ° Easy Payroll Service Reward, up to HK$200 in Securities Service Reward, up to HK$100 in FX Buy / Sell Transaction Reward, up to HK$300 in ONE+ Credit Card Reward and up to HK$500 in Dah Sing Octopus App Card Reward. 1. The promotion period for YOU Banking Welcome offer is from 1 October 2016 to 31 March 2017 (both days inclusive). 2. The above offers are subject to the relevant terms and conditions. For the details and relevant terms and conditions of Member-Get- Member Reward, please refer to the Referral Form. 3. For details and the relevant terms and conditions of YOU Banking, please visit www.dahsing.com/you/en. 4. For details and the relevant terms and conditions of 52-week Savings Challenge, please visit www.dahsing.com/deposit/TSD/en. 5. For details and the relevant terms and conditions of the 360° Easy Payroll Services, please visit www.dahsing.com/payroll/en. 6. The Bank reserves the right to alter or terminate the offers herein and amend these terms and conditions at the sole and absolute discretion of the Bank and at any time without prior notice. In case of any disputes, the decision of the Bank shall be final and conclusive. Important Note: Securities Service Investment involves risks. The price of securities fluctuates, sometimes dramatically. The price of securities may move up or down and may become valueless. Losses may be incurred as well as profits made as a result of buying and selling securities. Customers should carefully consider whether the investment products or services mentioned herein are appropriate for them in view of their investment experience, objectives and risk tolerance level, and read the terms and conditions of relevant Securities Services before making any investment decision. For the information of Shanghai-Hong Kong Stock Connect and Shenzhen-Hong Kong Stock Connect, please read the Information on Shanghai-Hong Kong Stock Connect and Shenzhen-Hong Kong Stock Connect (containing a section of Risks of investing through Shanghai-Hong Kong Stock Connect and Shenzhen-Hong Kong Stock Connect). Foreign Currency Trading Investment involves risks. Foreign currency investments are subject to exchange rate fluctuation which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that the customer converts the foreign currency into Hong Kong dollar or other foreign currencies. Foreign currency rates of exchange may adversely affect the value, price or income of any security or related investment mentioned in this document. This document does not purport to identify all the risks that may be involved in the product or investments referred to in this document. Before making investment decision, investors should read and understand the offering documents of such products, including but not restricted on the risk disclosure statement and health warning. Currency risk disclosure Exchange of RMB to HKD or other currencies is subject to currency exchange rate fluctuation. Customers should bear the risk of RMB exchange rate fluctuations which may cause profit or loss if customer chooses to convert RMB to HKD or other currencies. RMB is currently subject to exchange controls imposed by the PRC government, the exchange rate may be easily affected by change in government policies. This document does not constitute any offer, invitation or recommendation to any person to enter any investment/ securities transaction nor does it constitute any prediction of likely future movements in prices of any investment/ securities products. This document has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong. www.dahsing.com/you 2828 8000 © Copyright. Dah Sing Bank, Limited 2000 - 2017. All rights reserved.