中文 www.dahsing.com/vip/en 1  Only applicable to New Deposit Customers who successfully open a sole-named VIP i-Account via "e-Express Bank Account Application" during the Promotion Period. You must be aged 18 or above, with a Hong Kong Permanent Identity Card and must not hold any sole name integrated account at Dah Sing Bank, Limited (the "Bank"). 2  The preferential fixed deposit interest rate is subject to change according to market conditions and is subject to the interest rate quoted by the Bank from time to time. For details of the offer, please contact our staff. 3  Designated Wealth Management Assessments include Financial Planning, Portfolio Review, Risk Assessment Questionnaire (Online or at branch) and Financial Needs Analysis. 4  Designated General Insurance Plans include JourneySure Annual Travel Insurance Plan, HomeSure Household Insurance Plan and MaidSure Domestic Helper Insurance Plan. 5  Dah Sing IPAY Payment Platform includes Dah Sing JETCO Pay, WeChat Pay Hong Kong, Apple Pay, Google Pay™ and Samsung Pay transactions. ^  To borrow or not to borrow? Borrow only if you can repay! This service/product is not targeted at customers in the EU. Investment involves risks. The above offers are subject to the relevant terms and conditions. For details, please click here. RISK DISCLOSURE Securities Services Investment involves risks. The price of securities fluctuates, sometimes dramatically. The price of securities may move up or down and may become valueless. Losses may be incurred as well as profits made as a result of buying and selling securities. Customers should carefully consider whether the investment products or services mentioned herein are appropriate for them in view of their investment experience, objectives and risk tolerance level, and read the terms and conditions of relevant Securities Services before making any investment decision. Foreign Currency Trading Investment involves risks. Foreign currency investments are subject to exchange rate fluctuation which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that the customer converts the foreign currency into Hong Kong dollar or other foreign currencies. Foreign currency rates of exchange may adversely affect the value, price or income of any security or related investment mentioned in this document. This document does not purport to identify all the risks that may be involved in the product or investments referred to in this document. Before making investment decision, investors should read and understand the offering documents of such products, including but not restricted on the risk disclosure statement and health warning. Currency Risk Disclosure Exchange of renminbi (RMB) to HKD or other currencies is subject to currency exchange rate fluctuation. Customers should bear the risk of RMB exchange rate fluctuations which may cause profit or loss if customer chooses to convert RMB to HKD or other currencies. RMB is currently subject to exchange controls imposed by the PRC government, the exchange rate may be easily affected by change in government policies. Foreign Currency Exchange Risk Disclosure Fluctuations in the exchange rates of foreign currencies may result in gains or losses in the case where the customer converts foreign currency to HK Dollars upon maturity of the fixed deposit. Unless the context requires otherwise, this document does not constitute any offer, invitation or recommendation to any person to enter into any investment/securities transaction nor does it constitute any prediction of likely future movements in prices of any investment products/securities. This document has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong. www.dahsing.com/vip/en 2828 8000 Dah Sing Bank, Limited © Copyright. Dah Sing Bank, Limited 2000 - 2020. All rights reserved.