ATM Card Services

• Withdraw HKD or RMB at more than 1,600 JETCO ATMs.
• Make purchases via more than 20,000 retail establishments that provide EPS services and make payments via PPS. The maximum purchasing amount per day is up to HKD20,000.
• Pay various bills at JETCO ATMs which provide the JET PAYMENT Service. You can pay Electricity Bill, Water Bill, Gas Bill, Residential and Mobile Telephone Bill, Rate and Tax Bill etc.

• Withdraw RMB and make balance enquiries at more than 70,000 ATMs marked with UnionPay in Mainland China.
• Make payments using the Card at more than 500,000 POS terminals marked with UnionPay in Mainland China.

With i-Account Card, you can enjoy the following new services at JETCO ATMs bearing "Interbank Transfer" Logo in Hong Kong:

• Transfer money from your accounts in other JETCO member banks in Hong Kong to Dah Sing Bank account.
• Transfer money from your Bank account to accounts in other JETCO member banks in Hong Kong.

• Cash withdrawal (from savings and current accounts)
• Transfer (you can transfer to third parties' accounts at Dah Sing Bank)
• Cash / Cheque deposits at Dah Sing ATMs with deposit function
• Account balance enquiry
• Request for cheque book or bank statement
• Change of PIN
• Change of ATM overseas withdrawal function

	Dah Sing HKD Card Account linked to Dah Sing HKD Card
Usage Coverage	HKD Account	RMB Account
At Dah Sing Bank ATMs	HKD or RMB notes withdrawals (transaction amount will be deducted from HKD Account) Account balance enquiry HKD funds transfers, payments, cheques or monthly statement requests, change of password, etc. Change of ATM overseas withdrawal function setting^	HKD or RMB notes withdrawals (transaction amount will be deducted from RMB Account) Account balance enquiry Cheques or monthly statement requests, change of password, etc. Change of ATM overseas withdrawal function setting^
At ATMs of other "JETCO" member banks in Hong Kong	HKD notes withdrawals# (transaction amount will be deducted from HKD Account) Account balance enquiry HKD funds transfers, payments, cheques or monthly statement requests, change of password etc. Change of ATM overseas withdrawal function setting^	-
At "UnionPay" ATMs in Mainland*	RMB notes withdrawals and account balance enquiry (transaction amount will be deducted from HKD account)	-
Purchases at Hong Kong merchants with "EPS" logo	(Transaction amount will be deducted from HKD account)	-
Purchase at Mainland merchants with "UnionPay" logo	(Transaction amount will be deducted from HKD account)	-

* It is suggested that customers select the "Default Account" (i.e. the account shown on the face of the ATM card) for withdrawals. Because there are numerous types of ATMs in Mainland China, customers may not be able to successfully withdraw cash from their selected account. The transaction may be debited from any one of the accounts linked to the ATM card.

^ Except the above channel, customers may also amend ATM overseas withdrawal function settings via the following channels:

Channel	Customer Type Commercial Customer
JETCO ATMs in Hong Kong or Macau with the signage of	✓
Our Branches in Hong Kong	✓

Follow these basic safety precautions to enhance the security of using your ATM card at ATMs:

1. Keep your ATM card safe
2. Do not enter your PIN when someone else can see you keying it in
3. Cover the keypad when you enter your PIN
4. Do not write down your PIN. You should aim to memorise it
5. Keep your PIN private and NEVER disclose it to anyone else including our staff. Dah Sing Bank, Limited (the "Bank" ) will not ask for any sensitive personal information (including passwords) through phone calls or emails
6. Do not allow others to use your ATM card and PIN
7. Do not use easily accessible personal information number such as HKID number, telephone number or date of birth as your PIN. Set a PIN that is different from the ones for other services
8. Do not keep your ATM card and password together
9. Should you notice any suspicious devices at any ATM (such as micro-skimmers, pin-hole cameras, or fake key pads) or any suspicious activities around you when performing an ATM transaction, cancel your transaction immediately and inform the Bank
10. For security reasons, change your PIN regularly
11. Reject any offers of assistance from strangers when you are performing transactions
12. Count the banknotes immediately after each cash withdrawal. Do not take away any banknotes at the cash dispenser or ATM card at the card insertion slot left behind by someone else. Let the banknotes or ATM card return to the ATM automatically
13. If you intend to withdraw cash from overseas ATMs, you should check with the relevant network provider(s) (such as JETCO or UnionPay etc.) whether your intended overseas destination can support cash withdrawal using your ATM card. Also, you should activate the overseas ATM cash withdrawal function in advance and set the overseas ATM cash withdrawal limit and an activation period through the designated channels below:

    Channel	Customer Type Commercial Customer
    JETCO ATMs in Hong Kong or Macau with the signage of	✓
    Our Branches in Hong Kong	✓

14. Remember to check the transaction records provided by the Bank in a timely manner, e.g. Bank's Monthly Statement or Security Messages by either text message or another form of alert.

If your ATM Card is lost / stolen, or in case of any suspicious transactions or situations, please call the Bank at 2828 8188 or inform any branch of the Bank immediately.