Preferential HKD Fixed Deposit

General Terms and Conditions:

1. Promotion Period is from now until 30 June 2024 (both dates inclusive) ("Promotion Period").
2. This offer is limited and available on a first-come first-served basis.
3. The preferential interest rate is for reference only and will be subject to the rates as quoted by Dah Sing Bank, Limited (the "Bank") from time to time.
4. "New Fund" refers to fund that is newly deposited into the Bank by customers, using a cheque drawn on other bank, inward CHATS, Faster Payment System or Telegraphic Transfer but excluding fund transferred from the existing Dah Sing Bank account. In case of any disputes in relation to the definition of New Funds, the decision of the Bank shall be final. In the event of placing fixed deposit with New Funds denominated in currencies other than HKD, the relevant amount will be converted into HKD according to the Bank's relevant prevailing foreign currency exchange rate at the time of conversion.
5. Interest rate of fixed deposit and its subsequent renewal is subject to the Bank's prevailing interest rate.
6. This offer is not applicable to HKD Fixed Deposit opened and placed through Dah Sing e-Banking / Mobile Banking/ Phone Banking service.
7. This offer is not applicable to fixed deposit renewals.
8. For the details, terms and conditions and the fees and charges of HKD Fixed Deposit, please refer to the Master Terms and Conditions and the "Bank Service Charges" of the Bank or contact the Bank staff.
9. The Bank reserves the rights to amend these terms and conditions and / or terminate, suspend or amend the offer at any time without prior notice. In case of dispute, the decision of the Bank shall be final and conclusive.
10. Please refer to the relevant information shown on the Deposit Confirmation or Deposit Renewal of the relevant transaction for the actual currency exchange rates and interest rates offered to customer at the time of transaction.
11. Fluctuations in the exchange rates of currencies may result in gains or losses in the case where the customer converts HKD into any foreign currency.
12. These terms and conditions shall be governed by and construed in accordance with the laws of Hong Kong SAR.  Any dispute arising under these terms and conditions shall be subject to the non-exclusive jurisdiction of the courts of Hong Kong SAR.
13. In the event of inconsistency between English and Chinese versions of this material, the English version shall prevail.

Terms and Conditions for HKD Fixed Deposit Offer:

1. This HKD Fixed Deposit offer is only applicable to customer who sets up a HKD Fixed Deposit through the Bank's branch with HKD200,000 or above New Funds for designated deposit period (For the definition of New Fund, please refer to Clause 4 of General Terms & Conditions above) during the Promotion Period. The actual HKD Fixed Deposit interest rate is subject to change according to the market environment and is based on the interest rate quoted by the Bank during setting up of the HKD Fixed Deposit.
2. This offer is only applicable to Dah Sing VIP Banking Customers. For details of the Fixed Deposit interest rate for other customers, please contact the Bank staff.

Risk Disclosures:

Foreign Currency Trading

Foreign currency trading involves risks. Foreign currency investments are subject to exchange rate fluctuation which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that the customer converts the foreign currency into Hong Kong dollar or other foreign currencies. Before making investment decision, investors should read and understand the offering documents of such products, including but not restricted to the risk disclosure statement and health warning.
Unless the context requires otherwise, this document does not constitute any offer, invitation or recommendation to any person to enter into any investment transaction nor does it constitute any prediction of likely future movements in prices of any investment products.

This document has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.