Monthly Gain Fixed Deposit
Enjoy flexibility with a stable income stream
Features
Flexible Deposit Tenors
- Enjoy a wide range of flexible deposit tenors with 12, 18, or 24 months
- Minimum deposit amount of just HKD100,000.
Flexible Monthly Withdrawal Options
- Manage your cash flow and high interest returns easily with 2 monthly withdrawal options, either interest paid monthly or interest and partial principal paid monthly
Overdraft Facility
- Feel secure with the convenience and flexibility of extra cash when you need it with an overdraft facility of up to 100% of the total deposit amount.
24-hour Phone Banking and e-Banking Services
- Check your account balance any time through our automated Phone Banking and e-Banking services
- Create and manage your account easily through our e-Banking services
Tool
To borrow or not to borrow? Borrow only if you can repay!
Subject to relevant terms and conditions. For details, please click here.
Terms and Conditions of 7 days Interest Rate Waiver for Secured Overdraft Facility Offer:
- Each eligible customer can enjoy 7 days interest waiver for Secured Overdraft Facility once only.
- The offer will be counted starting from the first day the Secured Overdraft Facility is used. If the last day for the offer falls on a holiday, the interest rate waiver will be extended to the day immediately preceding the next Business day, and interest will start to accrue on such next Business day.
- The Bank shall have absolute discretion to prescribe and change the asset type, overdraft interest rate, loan ratio, fees and charges and other terms and conditions for the Secured Overdraft Facility from time to time without having to give any reasons. For details of loan ratios, please contact the Bank's staff.
- The approved facility amount, interest rate, fees and charges and other terms and conditions of Secured Overdraft Facility is subject to the final approval of the Bank and shall be those as set out in the relevant loan documents to be accepted and signed by customers. The Bank reserves the right of final approval.
- The Bank reserves the right to terminate or vary the offers and the approval of the Secured Overdraft Facility and the related terms and conditions from time to time. For enquiries or full details of the related terms and conditions, please contact the Bank's staff.
- For details of the Terms and Conditions for Secured Overdraft Facility, please refer to Secured Overdraft Facility Letter.
For Terms and Conditions of Monthly Gain Fixed Deposit, please click here for details.
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