Personal Protector Insurance Plan
Flexible options with good value for money
Personal Protector Insurance Plan is a general insurance plan. It is underwritten by Dah Sing Insurance Company Limited ("Dah Sing Insurance") and distributed by Dah Sing Bank, Limited ("Dah Sing Bank").
Features
Flexible options with good value for money
- Choose the options from Plan A, Plan B or "DIY Plan" (customize the annual benefit amount for selected coverage items) with competitive price and high coverage based on the needs of you / your beloved ones.*
*Same plan level would be applicable to all insured persons when insured together at application or renewal
Cover adventure sports
- Enjoy your interests with protection for hot sports in recreational capacity, including scuba diving, hiking, hot-air ballooning, skiing, wakeboarding, bungee jumping, parasailing, canoeing, kayaking etc.
Free spouse protection
- Extended coverage for spouse up to HKD100,000 to protect your beloved ones under specific conditions.
Guarantee Lifetime renewal for wide range of age
- Age from 6 months to 70 years old could apply for this insurance plan and lifetime renewable.
No Claim Bonus#
- If no claim is submitted or paid during the policy year, the benefit amount under Death and Permanent Disablement will be automatically increased upon next renewal by 10% compounding each year with maximum of accumulatively increase of up to 5 year period.
#For Plan A & Plan B:
a. No Claim Bonus shall only apply to Insured Person whose attained age are within 18 to 70 upon the Policy effective date.
b. The No Claim Bonus shall not take into account the policy year which the Insured Person's attained age is below 18 years old. Thus, the No Claim Bonus shall start upon his / her age attains 18 years old at renewal and will not take the claim record of preceding years into calculation. The above conditions shall apply unless otherwise specified in the Schedule.
Worldwide Emergency Assistance
- If you suffer from Bodily Injury for which compensation is payable outside Hong Kong, Dah Sing Insurance will pay or provide the benefits including hospital admission guarantee, emergency medical evacuation, compassionate visit and accommodation for convalescence etc.
Important Notes
The Insurance Plan mentioned above is a general insurance product which is underwritten by Dah Sing Insurance Company Limited ("Dah Sing Insurance"). Dah Sing Insurance is a member of Dah Sing Financial Group and is authorised and regulated by the Insurance Authority. Dah Sing Bank, Limited ("Dah Sing Bank"), registered as a licensed insurance agency (Insurance Intermediary License No: FA3022), is the authorized licensed insurance agency of Dah Sing Insurance and distributes the insurance products for Dah Sing Insurance. The relevant general insurance product is a product of Dah Sing Insurance but not Dah Sing Bank.
Information on this website is for reference only and is intended to be published in Hong Kong only. It shall not be construed as an offer, solicitation or recommendation to provide or sell or a solicitation to purchase any general insurance products of Dah Sing Insurance outside Hong Kong. Information on this website is intended as a general summary only but does not contain the full terms of the relevant products.
For the coverage and content, detailed terms and conditions and exclusions, etc. of the Insurance Plan, please refer to the policy provision and the information stated in the relevant policy provision shall prevail. Customers should read, fully understand and accept the terms and conditions, coverage, exclusions and premium stated in the product brochure and policy provision before applying for the Insurance Plan. Dah Sing Insurance is solely responsible for all coverage and compensation, and reserves the right of final approval of the enrollment of the relevant insurance plan. Policyholders are subject to the credit risk of relevant insurance company.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Dah Sing Bank and the customer out of the selling process or processing of the related transaction, Dah Sing Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer.
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.
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